Burchfiel-Overbay & Associates Insurance Agency was established in 1919. Our team of insurance professionals strive to provide a solution for all of your insurance needs at the lowest possible price and with a personal touch. When you call our office you actually speak to person not a voice prompt. We understand this business is about personal relationships and know that you have choices in how you purchase your insurance. We will work hard to develop a relationship with you in order to earn your trust and business.
BOA is a full-service agency providing Personal Insurance, Business Insurance, Life Insurance, Group & Individual Health Insurance, Medicare Supplements, Long and Short Term Care Insurance, Surety Bonds and Retirement Planning. We specialize in Overnight Rental Cabins, Overnight Rental Condominiums, Hotels, Restaurants, Homeowner Associations, Rental Management Companies, Contractors, Apartments, Convenience Stores and Retail Stores. We also have an in-house claims specialist that will walk you through the claims process in the event of a claim. In addition, our agency has loss control services with on-site inspections of your home or business to help identify potential claims hazards and solutions to resolve those areas.
Our offices are open from 8:00 a.m to 5:00 p.m M-F. We are proud to be part of such a wonderful community and are very involved in giving back to it in many ways.
An Independent Advantage
We are Independent Agents in Sevierville, Tennessee, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Burchfiel-Overbay & Associates Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or business owner policy — you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.