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Burchfiel-Overbay & Associates Insurance Agency was established in 1919. Our team of insurance professionals strive to provide a solution for all of your insurance needs at the lowest possible price and with a personal touch. When you call our office, you actually speak to a person: not a voice prompt. We understand this business is about personal relationships and know that you have choices in how you purchase your insurance. We will work hard to develop a relationship with you in order to earn your trust and business.
BOA is a full-service insurance agency providing Auto/Home Insurance, Personal Insurance, Business/Commercial Insurance, Life Insurance, Group & Individual Health Insurance, Medicare Supplements, Long and Short Term Care Insurance, Surety Bonds and Retirement Planning. We specialize in Overnight Rental Cabins, Overnight Rental Condominiums, Hotels, Restaurants, Homeowner Associations, Rental Management Companies, Contractors, Apartments, Convenience Stores and Retail Stores.
We also have an in-house claims specialist who will walk you through the claims process in the event of a claim. In addition, our agency has loss control services with on-site inspections of your home or business to help identify potential claims hazards and solutions to resolve those areas.
Our offices are open from 8:00 a.m to 5:00 p.m M-F. We are proud to be part of such a wonderful community and are very involved in giving back to it in many ways.
Posted: September 19, 2019Common Commercial Property Insurance Exclusions Commercial property insurance is designed to protect the physical assets of your business from specific perils, including fire, explosions, storms, burst pipes, vandalism, and theft. It protects your building and its contents, along with fences, signs, and other exterior fixtures. It is a core coverage of your business insurance policy. If you have purchased commercial property insurance coverage for your business, you can expect to... Read Article
Posted: September 16, 2019Understanding The Liability Portion Of Homeowners Insurance Generally, homeowners insurance is designed to help repair or replace your home and belongings if they are damaged by certain covered perils, such as fire or theft. Most homeowners policies also provide liability coverage in case a visitor is injured on your premises, or you accidentally damage another person’s property. You may also add a personal umbrella policy – a type of insurance that provides... Read Article